LIC BIMA BACHAT is a single premium endowment money back plan.This plan launched on 07 JANUARY 2014. In this plan policy holder will have to pay single premium and will get 15% of basic sum assured as a money back at the end of every 3rd year during the policy term. If the policy holder survives the entire term of the plan , the single premium paid along with loyalty additions will be given to the policy holder at the time of maturity.


  • One Time Investment
  • Fixed Money Back On Regular Intervals
  • Tax Rebate On 80c


ON DEATH: If insured dies before 5 year during the term nominee will get SUM ASSURED , But if insured dies during the term or after five year nominee will get SUM ASSUERD + LOYALTY ADDITIONS.

ON SURVIVAL: 15% of basic sum assured as a money backs start from the 3rd policy year and are payable every 3 year and also will get maturity ( sum assured + loyalty addition) at the end of the policy term.

LOYALTY ADDITIONS: Loyalty addition are paid on maturity , it depends on company performance loyalty addition have been paid after completion of policy term or death provided that the policy has completed at least 5 years.


Minimum Maximum
Entry Age (Nearest Birthday) 15 years For Term 9 years – 66 years
For Term 12 years – 63 years
For Term 15 years – 60 years
Maturity Age (Nearest Birthday) NA 75 years
Plan Term 9, 12 or 15 years
Premium Payment Term Single Pay
Sum Assured For Term 9 years –Rs. 35,000
For Term 12 years – Rs. 50,000
For Term 15 years – Rs. 75,000
No Limit

Call or e-Mail Us to Buy a Policy: 09873085969 | [email protected]