LIC's New Jeevan Anand (TABLE NO. 815)

LIC NEW JEEVAN ANAND is most popular plan in LIC. This is a combination of endowment saving and whole life insurance plan. The risk coverage under this plan continues even after the policy term and the death benefit is paid even if the insured dies after the completion of the policy term.





  Whole Life Assurance Plan With Profits.

∙  Regular Premium Payments option.

∙  The benefits on  maturity is paid to insured and the plan still continues to be in force.

∙  Accidental  and Disability riders available.



On Death (during the policy term) : If insured dies during the policy term , sum assured on death + vested bonuses and final additional bonus ,if any, shall be payable to nominee , where sum assured on death is higher of 125% of basic sum assured or 10 times of annualized premium .

On Death (after expiry of the policy term): If insured dies after expiry of policy term basic sum assured shall be payable.

On Maturity : On survival to the end of the policy term , Basic sum assured along with vested simple reversionary bonuses and final additional bonus , if any , shall be payable.


Plan Parameters

Age of Entry

18 to 50 years

Premium Paying Mode

Yearly, Half Yearly, Quarterly, Monthly 

Policy Term

15 to 35 Years

Basic Sum Assured

100000 and above ( in multiple of 5000)

Policy Revival

within 2 year


2% on yearly, 1% on Half Yearly, Nil on Quarterly


After 3 years


After 3 years of full premium payment


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