LIC's Single Premium Endowment Plan (TABLE NO. 817)

LIC SINGLE PREMIUM ENDOWMENT PLAN, as the name suggest in this plan entire premium is paid just once at the start of the policy term. If someone have a lump sum amount he/she can easily opt for this plan through investing one time as a single premium .

 

WHY CHOOSE THIS PLAN :

• No regular investment only invest whole premium at once as a single premium.

• It can be taken for any one between age of 90 days to 65 years.

• Loan  Loan Facility is accessible under this plan, after fulfillment of one strategy year.

• Income Tax Benefit: u/s 80C up to 10% of SA.

 

BENEFITS OF PLAN :

ON DEATH : On death of insured BEFORE COMMENCEMENT OF RISK , single premium will be return excluding all taxes and extra premium ,if any , without interest.

ON DEATH : On death of insured AFTER COMMENCEMENT OF RISK , sum assured along with vested simple reversionary bonuses and final additional  bonus , if any , shall be payable.

ON MATURITY : On survival of the policy , sum assured along with vested simple reversionary bonuses and final additional bonus , if any , shall be payable.

 

PLAN PARAMETRES 

 Min. / Max. Entry Age

  90 days (completed) / 65 years

 Min. / Max. Maturity Age

  18 years  /  75 years

Min. / Max. Policy Term

  10 TO 25 Years

 Min. / Max.  Sum Assured

50,000/-  /  NO Limit

Mode Of payment

YLY , HYLY , QTRLY , MTHLY

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