LIC's Jeevan Pragati Plan (TABLE NO. 838)

LIC JEEVAN PRAGATI PLAN launched on 3rd February 2016.This is only of the lic plan where the sum assured on death increases every five year during the term of the policy.The minimum term is 12 year and maximum term is 20 year.



  Sum Assured Increase every 5 year during the term.

  Loan Facility Available.

 Tax Benefit available under section 80C & 10(10D).

  Accidental  and Disability rider facility available.



ON DEATH : On death of insured during the policy term , nominee will get sum assured on death , vested simple reversionary bonuses and final additional bonus , if any , shall be payable. The death benefits shall not be less than 105% of all premium paid as on date of death.

ON MATURITY : On survival till the end of policy term , sum assured along with vested simple reversionary bonuses and final additional bonus , if any , shall be payable.



Age at Entry

12 Years (Completed)

Maximum Age at Entry

45 Nearest Birthday

Maximum Maturity Age

65 Nearest Birthday

Premium Paying Mode

Yearly, Half Yearly, Quarterly, Monthly (ECS Only)

Policy Term

12 to 20 Years

Sum Assured

1,50,000 and above (in multiple of 10,000)

Premium Payment Mode rebate

2% on yearly, 1% on Half Yearly, Nil on Quarterly & Monthly

Rebate on High Sum Assured
(Per 1000 of Sum Assured)

0% up to 2,90,000

1.50% for 3,00,000 to 4,90,000

2.00% for 5,00,000 to 9,90,000

2.25% for 10,00,000 and above


After 3 years


After 3 years of full premium payment



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